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 FNBC Bank
FNBC Bank
| RSSD ID 100843 | CERTIFICATE 1294 | ABA NUMBER 82904991 |
| 636 Ash Flat Dr |
Quarter Ended : |
2025-03-31 |
| Ash Flat, Arkansas, 72513 |
Updated : |
2025-04-28 |
| www.fnbc.us |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
125 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 803,716 |
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Total Interest Income | 11,831 |
| Total Liabilities | 749,977 |
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Total NonInterest Income | 1,097 |
| Total Bank Equity Capital | 53,739 |
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Total Interest Expense | 4,315 |
| Total Deposits | 716,234 |
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Total NonInterest Expense | 6,305 |
| Net Loans & Leases | 548,965 |
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Net Income | 2,113 |
| Loan Loss Allowance | 10,627 |
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Net Charge Offs | 130 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 83,372 |
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Total loans | 552,106 |
| Total assets for the leverage ratio | 823,879 |
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Loans secured by real estate: | 434,612 |
| Tier 1 Leverage Ratio | 9.14 |
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Commercial and industrial loans | 55,976 |
| Tier 1 Capital Ratio | 11.68 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.93 |
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Loans to individuals - Other | 39,960 |
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:· FNBC Bank
