|
 |
|
|
 FNBC Bank
FNBC Bank
| RSSD ID 100843 | CERTIFICATE 1294 | ABA NUMBER 82904991 |
| 636 Ash Flat Dr |
Quarter Ended : |
2025-12-31 |
| Ash Flat, Arkansas, 72513 |
Updated : |
2026-02-02 |
| www.fnbc.us |
|
| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
123 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 852,531 |
|
Total Interest Income | 50,138 |
| Total Liabilities | 789,007 |
|
Total NonInterest Income | 5,254 |
| Total Bank Equity Capital | 63,524 |
|
Total Interest Expense | 16,817 |
| Total Deposits | 700,908 |
|
Total NonInterest Expense | 25,984 |
| Net Loans & Leases | 591,430 |
|
Net Income | 11,125 |
| Loan Loss Allowance | 11,451 |
|
Net Charge Offs | 352 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 86,828 |
|
Total loans | 591,461 |
| Total assets for the leverage ratio | 856,954 |
|
Loans secured by real estate: | 460,080 |
| Tier 1 Leverage Ratio | 9.14 |
|
Commercial and industrial loans | 59,000 |
| Tier 1 Capital Ratio | 11.51 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.77 |
|
Loans to individuals - Other | 41,733 |
|
|
|
|
:· FNBC Bank
