|
 |
 |
|
The Citizens Bank Company
|
The Citizens Bank Company
| RSSD ID 1010015 | CERTIFICATE 10266 | ABA NUMBER 44208936 |
| 501 5th St |
Quarter Ended : |
2026-03-31 |
| Beverly, Ohio, 45715 |
Updated : |
2026-04-15 |
| www.thecitizens.com |
|
| Institution Profile |
| Year Opened : |
1863 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
49 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 329,652 |
|
Total Interest Income | 3,991 |
| Total Liabilities | 289,781 |
|
Total NonInterest Income | 303 |
| Total Bank Equity Capital | 39,871 |
|
Total Interest Expense | 1,115 |
| Total Deposits | 285,508 |
|
Total NonInterest Expense | 1,793 |
| Net Loans & Leases | 188,397 |
|
Net Income | 1,311 |
| Loan Loss Allowance | 5,560 |
|
Net Charge Offs | 33 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 194,180 |
| Total assets for the leverage ratio | 330,372 |
|
Loans secured by real estate: | 166,885 |
| Tier 1 Leverage Ratio | 13.79 |
|
Commercial and industrial loans | 20,693 |
| Off Balance Sheet Exposures (%) | 9.24 |
|
Loans to individuals - Credit Cards | 530 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 5,193 |
|
|
|
|