|
 |
|
|
 Mountain Valley Bank, N.A.
Mountain Valley Bank, N.A.
| RSSD ID 1011432 | CERTIFICATE 6786 | ABA NUMBER 51501671 |
| 317 Davis Ave |
Quarter Ended : |
2025-09-30 |
| Elkins, West Virginia, 26241 |
Updated : |
2025-10-24 |
| www.mountainvalleybank.com |
|
| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
40 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 199,361 |
|
Total Interest Income | 7,644 |
| Total Liabilities | 174,557 |
|
Total NonInterest Income | 700 |
| Total Bank Equity Capital | 24,804 |
|
Total Interest Expense | 1,393 |
| Total Deposits | 173,728 |
|
Total NonInterest Expense | 4,043 |
| Net Loans & Leases | 121,121 |
|
Net Income | 2,264 |
| Loan Loss Allowance | 1,543 |
|
Net Charge Offs | 10 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 122,587 |
| Total assets for the leverage ratio | 202,088 |
|
Loans secured by real estate: | 104,812 |
| Tier 1 Leverage Ratio | 13.24 |
|
Commercial and industrial loans | 11,891 |
| Off Balance Sheet Exposures (%) | 12.46 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 3,898 |
|
|
|
|
:· Mountain Valley Bank, N.A.
