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 First State Bank and Trust Company
First State Bank and Trust Company
| RSSD ID 1012251 | CERTIFICATE 11559 | ABA NUMBER 111904150 |
| 110 W Panola St |
Quarter Ended : |
2025-09-30 |
| Carthage, Texas, 75633 |
Updated : |
2025-10-28 |
| www.fsbcarthage.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
52 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 531,511 |
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Total Interest Income | 15,960 |
| Total Liabilities | 477,441 |
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Total NonInterest Income | 2,188 |
| Total Bank Equity Capital | 54,070 |
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Total Interest Expense | 7,280 |
| Total Deposits | 456,219 |
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Total NonInterest Expense | 7,795 |
| Net Loans & Leases | 182,449 |
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Net Income | 2,518 |
| Loan Loss Allowance | 1,377 |
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Net Charge Offs | 147 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 182,284 |
| Total assets for the leverage ratio | 555,953 |
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Loans secured by real estate: | 144,141 |
| Tier 1 Leverage Ratio | 14.73 |
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Commercial and industrial loans | 8,663 |
| Off Balance Sheet Exposures (%) | 0.51 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 26,435 |
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:· First State Bank and Trust Company
