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 Potomac Bank
Potomac Bank
| RSSD ID 1014125 | CERTIFICATE 9023 | ABA NUMBER 57001418 |
| 111 E Washington St |
Quarter Ended : |
2025-12-31 |
| Charles Town, West Virginia, 25414 |
Updated : |
2026-02-06 |
| www.potomac.bank |
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| Institution Profile |
| Year Opened : |
1870 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
128 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 943,040 |
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Total Interest Income | 47,339 |
| Total Liabilities | 852,130 |
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Total NonInterest Income | 7,520 |
| Total Bank Equity Capital | 90,910 |
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Total Interest Expense | 14,854 |
| Total Deposits | 813,138 |
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Total NonInterest Expense | 26,789 |
| Net Loans & Leases | 743,808 |
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Net Income | 9,590 |
| Loan Loss Allowance | 7,796 |
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Net Charge Offs | 78 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 102,888 |
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Total loans | 736,579 |
| Total assets for the leverage ratio | 974,414 |
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Loans secured by real estate: | 657,730 |
| Tier 1 Leverage Ratio | 9.71 |
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Commercial and industrial loans | 68,011 |
| Tier 1 Capital Ratio | 12.65 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.75 |
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Loans to individuals - Other | 2,799 |
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:· Potomac Bank
