|
 |
|
|
 Cedar Valley Bank & Trust
Cedar Valley Bank & Trust
| RSSD ID 1014246 | CERTIFICATE 14694 | ABA NUMBER 73914864 |
| 321 Main St |
Quarter Ended : |
2025-12-31 |
| La Porte City, Iowa, 50651 |
Updated : |
2026-02-13 |
| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
18 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 121,368 |
|
Total Interest Income | 6,817 |
| Total Liabilities | 110,555 |
|
Total NonInterest Income | 130 |
| Total Bank Equity Capital | 10,813 |
|
Total Interest Expense | 1,924 |
| Total Deposits | 109,322 |
|
Total NonInterest Expense | 3,465 |
| Net Loans & Leases | 112,233 |
|
Net Income | 1,307 |
| Loan Loss Allowance | 833 |
|
Net Charge Offs | 93 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 11,657 |
|
Total loans | 112,546 |
| Total assets for the leverage ratio | 122,604 |
|
Loans secured by real estate: | 93,193 |
| Tier 1 Leverage Ratio | 8.83 |
|
Commercial and industrial loans | 8,100 |
| Tier 1 Capital Ratio | 12.11 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.04 |
|
Loans to individuals - Other | 4,214 |
|
|
|
|
:· Cedar Valley Bank & Trust
