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 Cedar Valley Bank & Trust
Cedar Valley Bank & Trust
| RSSD ID 1014246 | CERTIFICATE 14694 | ABA NUMBER 73914864 |
| 321 Main St |
Quarter Ended : |
2025-03-31 |
| La Porte City, Iowa, 50651 |
Updated : |
2025-04-02 |
| www.cedarvalleybank.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
15 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 120,654 |
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Total Interest Income | 1,652 |
| Total Liabilities | 110,674 |
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Total NonInterest Income | 26 |
| Total Bank Equity Capital | 9,980 |
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Total Interest Expense | 492 |
| Total Deposits | 97,399 |
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Total NonInterest Expense | 771 |
| Net Loans & Leases | 111,041 |
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Net Income | 375 |
| Loan Loss Allowance | 757 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 10,852 |
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Total loans | 111,690 |
| Total assets for the leverage ratio | 122,110 |
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Loans secured by real estate: | 92,900 |
| Tier 1 Leverage Ratio | 8.27 |
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Commercial and industrial loans | 8,188 |
| Tier 1 Capital Ratio | 11.26 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.1 |
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Loans to individuals - Other | 4,093 |
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:· Cedar Valley Bank & Trust
