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 Citizens Savings Bank
Citizens Savings Bank
| RSSD ID 1014376 | CERTIFICATE 30270 | ABA NUMBER 265270138 |
| 1725 Sullivan Dr |
Quarter Ended : |
2025-03-31 |
| Bogalusa, Louisiana, 70427 |
Updated : |
2025-04-29 |
| https://www.citizenssb.com |
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| Institution Profile |
| Year Opened : |
1945 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
71 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 316,358 |
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Total Interest Income | 4,879 |
| Total Liabilities | 276,181 |
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Total NonInterest Income | 274 |
| Total Bank Equity Capital | 40,177 |
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Total Interest Expense | 1,598 |
| Total Deposits | 275,012 |
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Total NonInterest Expense | 2,513 |
| Net Loans & Leases | 237,167 |
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Net Income | 772 |
| Loan Loss Allowance | 6,344 |
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Net Charge Offs | 192 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 243,017 |
| Total assets for the leverage ratio | 315,853 |
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Loans secured by real estate: | 221,186 |
| Tier 1 Leverage Ratio | 13.92 |
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Commercial and industrial loans | 7,267 |
| Off Balance Sheet Exposures (%) | 4.2 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,468 |
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:· Citizens Savings Bank
