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 Lake Elmo Bank
Lake Elmo Bank
| RSSD ID 1015850 | CERTIFICATE 15443 | ABA NUMBER 91910196 |
| 11465 39th St N |
Quarter Ended : |
2025-06-30 |
| Lake Elmo, Minnesota, 55042 |
Updated : |
2025-07-25 |
| www.lakeelmobank.com |
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| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
78 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 500,198 |
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Total Interest Income | 13,096 |
| Total Liabilities | 444,599 |
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Total NonInterest Income | 1,424 |
| Total Bank Equity Capital | 55,599 |
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Total Interest Expense | 2,639 |
| Total Deposits | 438,417 |
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Total NonInterest Expense | 6,588 |
| Net Loans & Leases | 396,393 |
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Net Income | 4,640 |
| Loan Loss Allowance | 5,586 |
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Net Charge Offs | 48 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 62,504 |
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Total loans | 401,989 |
| Total assets for the leverage ratio | 513,706 |
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Loans secured by real estate: | 337,312 |
| Tier 1 Leverage Ratio | 11.3 |
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Commercial and industrial loans | 55,682 |
| Tier 1 Capital Ratio | 16.35 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.61 |
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Loans to individuals - Other | 8,563 |
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:· Lake Elmo Bank
