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 Mountain Commerce Bank
Mountain Commerce Bank
| RSSD ID 1016231 | CERTIFICATE 4931 | ABA NUMBER 64202268 |
| 6101 Kingston Pike |
Quarter Ended : |
2025-12-31 |
| Knoxville, Tennessee, 37919 |
Updated : |
2026-01-28 |
| www.mcb.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
110 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,769,768 |
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Total Interest Income | 91,840 |
| Total Liabilities | 1,615,800 |
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Total NonInterest Income | 3,194 |
| Total Bank Equity Capital | 153,968 |
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Total Interest Expense | 51,449 |
| Total Deposits | 1,553,790 |
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Total NonInterest Expense | 26,960 |
| Net Loans & Leases | 1,478,733 |
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Net Income | 12,624 |
| Loan Loss Allowance | 11,626 |
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Net Charge Offs | 158 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 178,085 |
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Total loans | 1,484,925 |
| Total assets for the leverage ratio | 1,799,900 |
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Loans secured by real estate: | 1,499,956 |
| Tier 1 Leverage Ratio | 9.17 |
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Commercial and industrial loans | 114,687 |
| Tier 1 Capital Ratio | 11.08 |
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Loans to individuals - Credit Cards | 1,674 |
| Total Capital Ratio | 11.95 |
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Loans to individuals - Other | 10,724 |
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:· Mountain Commerce Bank
