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 Adirondack Bank
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Adirondack Bank
| RSSD ID 101671 | CERTIFICATE 28380 | ABA NUMBER 221371709 |
| 185 Genesee St |
Quarter Ended : |
2026-03-31 |
| Utica, New York, 13501 |
Updated : |
2026-04-17 |
| www.adirondackbank.com |
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| Institution Profile |
| Year Opened : |
1898 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
202 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,010,347 |
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Total Interest Income | 10,484 |
| Total Liabilities | 936,883 |
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Total NonInterest Income | 1,398 |
| Total Bank Equity Capital | 73,464 |
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Total Interest Expense | 1,651 |
| Total Deposits | 922,829 |
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Total NonInterest Expense | 9,726 |
| Net Loans & Leases | 606,274 |
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Net Income | 466 |
| Loan Loss Allowance | 4,702 |
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Net Charge Offs | 7 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 88,421 |
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Total loans | 603,253 |
| Total assets for the leverage ratio | 981,551 |
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Loans secured by real estate: | 518,033 |
| Tier 1 Leverage Ratio | 8.52 |
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Commercial and industrial loans | 77,662 |
| Tier 1 Capital Ratio | 17.17 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.15 |
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Loans to individuals - Other | 7,558 |
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:· Adirondack Bank
