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 Adirondack Bank
Adirondack Bank
| RSSD ID 101671 | CERTIFICATE 28380 | ABA NUMBER 221371709 |
| 185 Genesee St |
Quarter Ended : |
2025-03-31 |
| Utica, New York, 13501 |
Updated : |
2025-04-30 |
| www.adirondackbank.com |
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| Institution Profile |
| Year Opened : |
1898 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
202 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 994,373 |
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Total Interest Income | 10,412 |
| Total Liabilities | 925,810 |
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Total NonInterest Income | 1,371 |
| Total Bank Equity Capital | 68,563 |
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Total Interest Expense | 1,929 |
| Total Deposits | 910,931 |
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Total NonInterest Expense | 8,866 |
| Net Loans & Leases | 617,737 |
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Net Income | 677 |
| Loan Loss Allowance | 4,716 |
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Net Charge Offs | (18) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 86,526 |
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Total loans | 611,621 |
| Total assets for the leverage ratio | 964,339 |
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Loans secured by real estate: | 517,592 |
| Tier 1 Leverage Ratio | 8.47 |
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Commercial and industrial loans | 85,006 |
| Tier 1 Capital Ratio | 16.52 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.49 |
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Loans to individuals - Other | 9,023 |
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:· Adirondack Bank
