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 Commercial State Bank
Commercial State Bank
| RSSD ID 1017564 | CERTIFICATE 10330 | ABA NUMBER 111908512 |
| 8045 N Interstate 45 Service Rd |
Quarter Ended : |
2025-09-30 |
| Palmer, Texas, 75152 |
Updated : |
2025-10-15 |
| www.csbpalmer.com |
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| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 126,323 |
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Total Interest Income | 4,450 |
| Total Liabilities | 114,076 |
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Total NonInterest Income | 651 |
| Total Bank Equity Capital | 12,247 |
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Total Interest Expense | 172 |
| Total Deposits | 113,403 |
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Total NonInterest Expense | 2,914 |
| Net Loans & Leases | 43,209 |
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Net Income | 1,790 |
| Loan Loss Allowance | 768 |
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Net Charge Offs | 67 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 13,901 |
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Total loans | 43,556 |
| Total assets for the leverage ratio | 123,340 |
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Loans secured by real estate: | 27,439 |
| Tier 1 Leverage Ratio | 10.74 |
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Commercial and industrial loans | 7,983 |
| Tier 1 Capital Ratio | 25.38 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 26.63 |
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Loans to individuals - Other | 2,892 |
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:· Commercial State Bank
