|
 |
|
|
 Foundation One Bank
Foundation One Bank
| RSSD ID 102557 | CERTIFICATE 18761 | ABA NUMBER 104907779 |
| 23804 Cedar Dr |
Quarter Ended : |
2025-09-30 |
| Waterloo, Nebraska, 68069 |
Updated : |
2025-10-21 |
| www.foundationonebank.com |
|
| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
19 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 181,399 |
|
Total Interest Income | 7,570 |
| Total Liabilities | 162,254 |
|
Total NonInterest Income | 153 |
| Total Bank Equity Capital | 19,145 |
|
Total Interest Expense | 3,713 |
| Total Deposits | 154,761 |
|
Total NonInterest Expense | 3,007 |
| Net Loans & Leases | 144,863 |
|
Net Income | 628 |
| Loan Loss Allowance | 1,795 |
|
Net Charge Offs | 185 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 148,208 |
| Total assets for the leverage ratio | 181,349 |
|
Loans secured by real estate: | 121,860 |
| Tier 1 Leverage Ratio | 10.23 |
|
Commercial and industrial loans | 24,946 |
| Off Balance Sheet Exposures (%) | 10.91 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,643 |
|
|
|
|
:· Foundation One Bank
