CITIZENS INVESTMENT COMPANY Financial Reports

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CITIZENS INVESTMENT COMPANY

Institution Profile

Year Opened :

1972

Institution Type :

Holding Company

Reserve District :

Kansas City

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

External Auditor :

Fortner Bayens, PC

Related Bank / Thrift	Assets	Asset Concentration
North Valley Bank	256,343	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	33,729	Total Operating Income	5,051
Total Liabilities	3,095	Total Operating Expenses	399
Total Equity Capital	30,634	Equity in Undistributed Income	2,250
		Net income (loss)	6,902

Miscellaneous
Cash Dividends Declared by Bank Holding Company	4,411
Total Consolidated Assets of Bank Holding Company	252,319

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury