F&M BANCSHARES, INC. Financial Reports

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:· F&M BANCSHARES, INC.

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F&M BANCSHARES, INC.

Institution Profile

Year Opened :

1974

Institution Type :

Holding Company

Reserve District :

Kansas City

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

External Auditor :

ForvisMazers

Related Bank / Thrift	Assets	Asset Concentration
F&M Bank	771,400	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	85,065	Total Operating Income	4,395
Total Liabilities	1,009	Total Operating Expenses	4
Total Equity Capital	84,056	Equity in Undistributed Income	7,417
		Net income (loss)	11,825

Miscellaneous
Cash Dividends Declared by Bank Holding Company	4,288
Total Consolidated Assets of Bank Holding Company	773,617

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury