VALLEY BANK SHARES, INC. Financial Reports

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:· VALLEY BANK SHARES, INC.

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VALLEY BANK SHARES, INC.

Institution Profile

Year Opened :

1978

Institution Type :

Holding Company

Reserve District :

Kansas City

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

Related Bank / Thrift	Assets	Asset Concentration
First Nebraska Bank	342,253	Agricultural Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	30,514	Total Operating Income	3,010
Total Liabilities	2,948	Total Operating Expenses	254
Total Equity Capital	27,566	Equity in Undistributed Income	1,565
		Net income (loss)	4,192

Miscellaneous
Cash Dividends Declared by Bank Holding Company	1,539
Total Consolidated Assets of Bank Holding Company	337,980

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury