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 CHESAPEAKE FINANCIAL SHARES, INC.
CHESAPEAKE FINANCIAL SHARES, INC.
| RSSD ID 1075881 |
| 97 NORTH MAIN STREET |
Quarter Ended : |
2025-12-31 |
| KILMARNOCK, VA, 22482 |
Updated : |
2026-03-07 |
| WWW.CHESAPEAKEFINANCIALSHARES.COM |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Holding Company |
| Reserve District : |
Richmond |
Federal Regulator : |
FED |
| Entity Type : |
Financial Holding Company - Domestic |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| External Auditor : |
Elliott Davis |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
 Chesapeake Bank
|
1,631,521 |
Commercial Lending Specialization |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total assets | 1,670,211 |
|
Total interest income | 90,599 |
| Total liabilities | 1,536,929 |
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Total noninterest income | 39,001 |
| Total holding company equity capital | 133,282 |
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Total interest expense | 30,791 |
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Total noninterest expense | 76,648 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 8.8647 |
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Loans secured by real estate (Consolidated) | 781,766 |
| Tier1 capital ratio | 11.2996 |
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Commercial and industrial loans | 194,786 |
| Total capital ratio | 15.614 |
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Total (Consolidated) | 1,000,399 |
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:· CHESAPEAKE FINANCIAL SHARES, INC.
