CITIZENS BANCSHARES CORPORATION Financial Reports

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CITIZENS BANCSHARES CORPORATION

Institution Profile

Year Opened :

1973

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Financial Holding Company - Domestic

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
Citizens Trust Bank	769,241	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	191,822	Total Operating Income	8,002
Total Liabilities	12	Total Operating Expenses	648
Total Equity Capital	191,810	Equity in Undistributed Income	(1,164)
		Net income (loss)	6,339

Miscellaneous
Cash Dividends Declared by Bank Holding Company	3,059
Total Consolidated Assets of Bank Holding Company	784,412

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury