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 First State Bank
First State Bank
| RSSD ID 10849 | CERTIFICATE 15050 | ABA NUMBER 82902003 |
| 101 S Center St |
Quarter Ended : |
2025-12-31 |
| Lonoke, Arkansas, 72086 |
Updated : |
2026-01-28 |
| https://www.firststatebk.com |
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| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 328,570 |
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Total Interest Income | 17,799 |
| Total Liabilities | 295,545 |
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Total NonInterest Income | 626 |
| Total Bank Equity Capital | 33,025 |
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Total Interest Expense | 7,101 |
| Total Deposits | 292,238 |
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Total NonInterest Expense | 6,666 |
| Net Loans & Leases | 239,518 |
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Net Income | 3,294 |
| Loan Loss Allowance | 3,329 |
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Net Charge Offs | (16) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 240,947 |
| Total assets for the leverage ratio | 329,105 |
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Loans secured by real estate: | 207,376 |
| Tier 1 Leverage Ratio | 10.73 |
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Commercial and industrial loans | 18,380 |
| Off Balance Sheet Exposures (%) | 7.02 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,698 |
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:· First State Bank
