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Haverhill Bank
Haverhill Bank
| RSSD ID 109574 | CERTIFICATE 26411 | ABA NUMBER 211370053 |
| 180 Merrimack St |
Quarter Ended : |
2025-09-30 |
| Haverhill, Massachusetts, 1830 |
Updated : |
2025-10-23 |
| www.haverhillbank.com |
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| Institution Profile |
| Year Opened : |
1877 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
66 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 637,747 |
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Total Interest Income | 21,080 |
| Total Liabilities | 579,656 |
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Total NonInterest Income | 1,023 |
| Total Bank Equity Capital | 58,091 |
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Total Interest Expense | 10,493 |
| Total Deposits | 515,818 |
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Total NonInterest Expense | 10,588 |
| Net Loans & Leases | 474,757 |
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Net Income | 4,003 |
| Loan Loss Allowance | 3,712 |
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Net Charge Offs | 19 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 69,973 |
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Total loans | 473,021 |
| Total assets for the leverage ratio | 641,165 |
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Loans secured by real estate: | 436,906 |
| Tier 1 Leverage Ratio | 10.29 |
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Commercial and industrial loans | 31,945 |
| Tier 1 Capital Ratio | 13.43 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.25 |
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Loans to individuals - Other | 4,168 |
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