SOUTHERN ILLINOIS BANCORP, INC. Financial Reports

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:· SOUTHERN ILLINOIS BANCORP, INC.

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Off Balance Sheet
::	Holding Company Credit Default Swaps
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SOUTHERN ILLINOIS BANCORP, INC.

Institution Profile

Year Opened :

1983

Institution Type :

Holding Company

Reserve District :

St. Louis

Federal Regulator :

FED

Entity Type :

Financial Holding Company - Domestic

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
The First National Bank of Carmi	620,834	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	71,707	Total Operating Income	1,872
Total Liabilities	9,443	Total Operating Expenses	214
Total Equity Capital	62,264	Equity in Undistributed Income	1,508
		Net income (loss)	3,229

Miscellaneous
Cash Dividends Declared by Bank Holding Company	570
Total Consolidated Assets of Bank Holding Company	596,638

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury