M & F FINANCIAL CORPORATION Financial Reports

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M & F FINANCIAL CORPORATION

Institution Profile

Year Opened :

1984

Institution Type :

Holding Company

Reserve District :

St. Louis

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

RBG

Related Bank / Thrift	Assets	Asset Concentration
Merchants and Farmers Bank	280,581	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	32,173	Total Operating Income	2,502
Total Liabilities	9,208	Total Operating Expenses	1,419
Total Equity Capital	22,965	Equity in Undistributed Income	1,474
		Net income (loss)	2,908

Miscellaneous
Cash Dividends Declared by Bank Holding Company	226
Total Consolidated Assets of Bank Holding Company	271,487

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury