CITIZENS STATE FINANCIAL CORPORATION Financial Reports

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CITIZENS STATE FINANCIAL CORPORATION

Institution Profile

Year Opened :

1981

Institution Type :

Holding Company

Reserve District :

Dallas

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

External Auditor :

Axley & Rode LLC

Related Bank / Thrift	Assets	Asset Concentration
Citizens State Bank	188,176	All Other Under 1 Billion

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	17,914	Total Operating Income	2,380
Total Liabilities	633	Total Operating Expenses	192
Total Equity Capital	17,281	Equity in Undistributed Income	1,020
		Net income (loss)	3,208

Miscellaneous
Cash Dividends Declared by Bank Holding Company	2,085
Total Consolidated Assets of Bank Holding Company	183,247

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury