WINNSBORO BANCSHARES, INC. Financial Reports

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:· WINNSBORO BANCSHARES, INC.

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WINNSBORO BANCSHARES, INC.

Institution Profile

Year Opened :

1982

Institution Type :

Holding Company

Reserve District :

Dallas

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

External Auditor :

HEARD MCELROY & VESTAL, LLC

Related Bank / Thrift	Assets	Asset Concentration
Winnsboro State Bank & Trust Company	346,133	Agricultural Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	70,352	Total Operating Income	4,849
Total Liabilities	40,430	Total Operating Expenses	558
Total Equity Capital	29,922	Equity in Undistributed Income	2,259
		Net income (loss)	6,550

Miscellaneous
Cash Dividends Declared by Bank Holding Company	3,015
Total Consolidated Assets of Bank Holding Company	366,251

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury