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 United Southern Bank
United Southern Bank
| RSSD ID 110945 | CERTIFICATE 9309 | ABA NUMBER 83903580 |
| 1813 E 9th St |
Quarter Ended : |
2025-03-31 |
| Hopkinsville, Kentucky, 42240 |
Updated : |
2025-04-28 |
| www.usbky.com |
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| Institution Profile |
| Year Opened : |
1922 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
65 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 351,750 |
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Total Interest Income | 4,519 |
| Total Liabilities | 315,239 |
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Total NonInterest Income | 459 |
| Total Bank Equity Capital | 36,511 |
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Total Interest Expense | 1,489 |
| Total Deposits | 305,010 |
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Total NonInterest Expense | 2,334 |
| Net Loans & Leases | 256,267 |
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Net Income | 829 |
| Loan Loss Allowance | 2,708 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 255,244 |
| Total assets for the leverage ratio | 344,199 |
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Loans secured by real estate: | 215,562 |
| Tier 1 Leverage Ratio | 11.58 |
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Commercial and industrial loans | 25,079 |
| Off Balance Sheet Exposures (%) | 9 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,196 |
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:· United Southern Bank
