HERRING BANCORP, INC. Financial Reports

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:· HERRING BANCORP, INC.

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HERRING BANCORP, INC.

Institution Profile

Year Opened :

1984

Institution Type :

Holding Company

Reserve District :

Dallas

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

Related Bank / Thrift	Assets	Asset Concentration
Herring Bank	487,454	Commercial Lending Specialization

Financial Reports
HC - Consolidated Balance Sheet Report
HI - Consolidated Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)
Total assets	528,934	Total interest income	8,050
Total liabilities	481,715	Total noninterest income	2,926
Total holding company equity capital	47,219	Total interest expense	1,691
		Total noninterest expense	9,196

Capital Ratios		Loans and Leases (USD, in thousands)
Leverage ratio	12.4191	Loans secured by real estate (Consolidated)	285,650
Tier1 capital ratio	17.043	Commercial and industrial loans	24,368
Total capital ratio	18.023	Total (Consolidated)	356,814

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury