GREAT OAKS FINANCIAL HOLDINGS INC Financial Reports

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GREAT OAKS FINANCIAL HOLDINGS INC

RSSD ID 1129805
42 TOWN CENTRE	Quarter Ended :	2025-12-31
RICHMOND HILL, GA, 31324	Updated :	2026-03-07
WWW.CITIZENSBANKANDTRUST.NET

Institution Profile

Year Opened :

1985

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

External Auditor :

Symphona

Related Bank / Thrift	Assets	Asset Concentration
Great Oaks Bank	408,881	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	42,987	Total Operating Income	4,042
Total Liabilities	13,933	Total Operating Expenses	1,392
Total Equity Capital	29,054	Equity in Undistributed Income	2,273
		Net income (loss)	4,923

Miscellaneous
Cash Dividends Declared by Bank Holding Company	2,395
Total Consolidated Assets of Bank Holding Company	401,960

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury