CITIZENS BANCSHARES, INC. Financial Reports

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:· CITIZENS BANCSHARES, INC.

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CITIZENS BANCSHARES, INC.

Institution Profile

Year Opened :

1985

Institution Type :

Holding Company

Reserve District :

Richmond

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Conley CPA Group PLLC

Related Bank / Thrift	Assets	Asset Concentration
The Citizens Bank of Weston	288,797	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	27,684	Total Operating Income	2,161
Total Liabilities	0	Total Operating Expenses	67
Total Equity Capital	27,684	Equity in Undistributed Income	1,678
		Net income (loss)	3,772

Miscellaneous
Cash Dividends Declared by Bank Holding Company	2,100
Total Consolidated Assets of Bank Holding Company	273,502

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury