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SOUTHERNMOST FEDERAL CREDIT UNION

SOUTHERNMOST FEDERAL CREDIT UNION
RSSD ID 113580 | CHARTER 9105
1004 Kennedy Drive Quarter Ended : 2025-12-31
Key West, FL, 33040-4019 Agency Update : 2026-02-18
http://www.smfcu.net

Institution Profile
Chartered : 1954 Institution Type : Credit Union
Credit Union Type : Federal Federal Regulator : NCUA
Membership Type : Multiple common bond - primarily federal, state, local government
Statistical Area (MSA) : Not Available
Number of Offices : 0
Current Members : 1,231 Potential Members : 4,000
Full-time Employees : 4 Part-time Employees : 1

Financial Reports
Statement of Financial Condition Report
Statement of Income and Expense Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
Income Statement (ytd)
Total Assets15,538,857
Total Interest Income797,278
Total Liabilities 12,519,268
Total NonInterest Income157,029
Total Shares and Deposits12,301,468
Total Interest Expense(20,872)
Total Equity 3,019,589
Total NonInterest Expense898,767



PCA Net Worth
Loans & Leases
Total Net Worth3,019,589
Total Number678
Net Worth Ratio19.43
Total Amount 10,856,617
Net Worth ClassificationWell Capitalized
Total Delinquent(60+ Days) Number1


Total Delinquent(60+ Days) Amount35,310





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury