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SOUTHERNMOST FEDERAL CREDIT UNION
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SOUTHERNMOST FEDERAL CREDIT UNION
| RSSD ID 113580 | CHARTER 9105 |
| 1004 Kennedy Drive |
Quarter Ended : |
2025-12-31 |
| Key West, FL, 33040-4019 |
Agency Update : |
2026-02-18 |
| http://www.smfcu.net |
| Institution Profile |
| Chartered : |
1954 |
Institution Type : |
Credit Union |
| Credit Union Type : |
Federal |
Federal Regulator : |
NCUA |
| Membership Type : |
Multiple common bond - primarily federal, state, local government |
| Statistical Area (MSA) : |
Not Available |
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| Number of Offices : |
0 |
| Current Members : |
1,231 |
Potential Members : |
4,000 |
| Full-time Employees : |
4 |
Part-time Employees : |
1 |
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| Financial Fast Facts |
| Balance Sheet |
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Income Statement (ytd) |
| Total Assets | 15,538,857 |
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Total Interest Income | 797,278 |
| Total Liabilities | 12,519,268 |
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Total NonInterest Income | 157,029 |
| Total Shares and Deposits | 12,301,468 |
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Total Interest Expense | (20,872) |
| Total Equity | 3,019,589 |
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Total NonInterest Expense | 898,767 |
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| PCA Net Worth |
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Loans & Leases |
| Total Net Worth | 3,019,589 |
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Total Number | 678 |
| Net Worth Ratio | 19.43 |
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Total Amount | 10,856,617 |
| Net Worth Classification | Well Capitalized |
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Total Delinquent(60+ Days) Number | 1 |
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Total Delinquent(60+ Days) Amount | 35,310 |
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