VISTA BANCSHARES, INC. Financial Reports

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:· VISTA BANCSHARES, INC.

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::	Holding Company Mergers & Acquisitions
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Off Balance Sheet
::	Holding Company Credit Default Swaps
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::	Derivatives
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VISTA BANCSHARES, INC.

Institution Profile

Year Opened :

1985

Institution Type :

Holding Company

Reserve District :

Dallas

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
Vista Bank	2,438,122	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	286,552	Total Operating Income	0
Total Liabilities	45,141	Total Operating Expenses	1,416
Total Equity Capital	241,411	Equity in Undistributed Income	16,941
		Net income (loss)	15,822

Miscellaneous
Cash Dividends Declared by Bank Holding Company	0
Total Consolidated Assets of Bank Holding Company	2,430,844

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury