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 CHOICEONE FINANCIAL SERVICES, INC.
CHOICEONE FINANCIAL SERVICES, INC.
| RSSD ID 1139297 | CIK 803164 |
| 109 EAST DIVISION STREET |
Quarter Ended : |
2025-06-30 |
| SPARTA, MI, 49345 |
Updated : |
2025-09-06 |
| WWW.CHOICEONE.BANK |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Holding Company |
| Reserve District : |
Chicago |
Federal Regulator : |
FED |
| Entity Type : |
Financial Holding Company - Domestic |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| SEC Submissions : |
 CHOICEONE FINANCIAL SERVICES INC |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
 ChoiceOne Bank
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4,300,782 |
Commercial Lending Specialization |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total assets | 4,310,252 |
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Total interest income | 93,873 |
| Total liabilities | 3,878,491 |
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Total noninterest income | 10,982 |
| Total holding company equity capital | 431,761 |
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Total interest expense | 31,251 |
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Total noninterest expense | 61,062 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 8.1865 |
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Loans secured by real estate (Consolidated) | 2,534,086 |
| Tier1 capital ratio | 10.378 |
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Commercial and industrial loans | 332,800 |
| Total capital ratio | 12.4234 |
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Total (Consolidated) | 2,928,431 |
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:· CHOICEONE FINANCIAL SERVICES, INC.
