FIRST ST. CHARLES BANCSHARES, INC. Financial Reports

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:· FIRST ST. CHARLES BANCSHARES, INC.

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FIRST ST. CHARLES BANCSHARES, INC.

Institution Profile

Year Opened :

1986

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Hannis T Bourgeois

Related Bank / Thrift	Assets	Asset Concentration
First National Bank USA	205,421	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	28,731	Total Operating Income	1,705
Total Liabilities	6,903	Total Operating Expenses	545
Total Equity Capital	21,828	Equity in Undistributed Income	3,393
		Net income (loss)	4,553

Miscellaneous
Cash Dividends Declared by Bank Holding Company	1,000
Total Consolidated Assets of Bank Holding Company	207,773

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury