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 First State Bank
First State Bank
| RSSD ID 114840 | CERTIFICATE 13632 | ABA NUMBER 82902430 |
| 3103 E Main St |
Quarter Ended : |
2025-12-31 |
| Russellville, Arkansas, 72802 |
Updated : |
2026-01-20 |
| www.fsbmybank.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
65 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 613,664 |
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Total Interest Income | 33,572 |
| Total Liabilities | 547,028 |
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Total NonInterest Income | 2,695 |
| Total Bank Equity Capital | 66,636 |
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Total Interest Expense | 13,070 |
| Total Deposits | 539,800 |
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Total NonInterest Expense | 12,609 |
| Net Loans & Leases | 431,200 |
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Net Income | 7,844 |
| Loan Loss Allowance | 5,641 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 75,586 |
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Total loans | 437,692 |
| Total assets for the leverage ratio | 624,340 |
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Loans secured by real estate: | 368,650 |
| Tier 1 Leverage Ratio | 11.18 |
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Commercial and industrial loans | 61,387 |
| Tier 1 Capital Ratio | 15.12 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.37 |
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Loans to individuals - Other | 2,348 |
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:· First State Bank
