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 St. Ansgar State Bank
St. Ansgar State Bank
| RSSD ID 115146 | CERTIFICATE 17259 | ABA NUMBER 73907774 |
| 237 W 4th St |
Quarter Ended : |
2025-12-31 |
| Saint Ansgar, Iowa, 50472 |
Updated : |
2026-01-29 |
| www.stansgarbank.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 189,283 |
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Total Interest Income | 8,853 |
| Total Liabilities | 171,449 |
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Total NonInterest Income | 264 |
| Total Bank Equity Capital | 17,834 |
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Total Interest Expense | 4,022 |
| Total Deposits | 146,140 |
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Total NonInterest Expense | 3,401 |
| Net Loans & Leases | 124,692 |
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Net Income | 1,573 |
| Loan Loss Allowance | 1,038 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 122,918 |
| Total assets for the leverage ratio | 187,487 |
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Loans secured by real estate: | 60,204 |
| Tier 1 Leverage Ratio | 9.51 |
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Commercial and industrial loans | 16,193 |
| Off Balance Sheet Exposures (%) | 0.78 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,872 |
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:· St. Ansgar State Bank
