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 Premier Bank of the South
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Premier Bank of the South
| RSSD ID 1160509 | CERTIFICATE 27118 | ABA NUMBER 62203890 |
| 101 1st Ave Nw |
Quarter Ended : |
2026-06-30 |
| Cullman, Alabama, 35055 |
Updated : |
2026-07-15 |
| WWW.PREMIERBANKOFTHESOUTH.COM |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
9 |
Number of Employees : |
80 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 370,647 |
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Total Interest Income | 9,711 |
| Total Liabilities | 339,014 |
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Total NonInterest Income | 1,429 |
| Total Bank Equity Capital | 31,633 |
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Total Interest Expense | 2,325 |
| Total Deposits | 337,077 |
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Total NonInterest Expense | 6,505 |
| Net Loans & Leases | 229,135 |
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Net Income | 1,996 |
| Loan Loss Allowance | 2,625 |
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Net Charge Offs | (173) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 37,375 |
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Total loans | 230,724 |
| Total assets for the leverage ratio | 370,910 |
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Loans secured by real estate: | 181,056 |
| Tier 1 Leverage Ratio | 9.37 |
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Commercial and industrial loans | 26,960 |
| Tier 1 Capital Ratio | 16.07 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.29 |
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Loans to individuals - Other | 20,082 |
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:· Premier Bank of the South
