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Citizens Bank & Trust, Inc.
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Citizens Bank & Trust, Inc.
| RSSD ID 1163283 | CERTIFICATE 27153 | ABA NUMBER 61103739 |
| 12255 S Main St |
Quarter Ended : |
2026-03-31 |
| Trenton, Georgia, 30752 |
Updated : |
2026-04-29 |
| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Employees : |
39 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 134,749 |
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Total Interest Income | 1,891 |
| Total Liabilities | 120,381 |
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Total NonInterest Income | 261 |
| Total Bank Equity Capital | 14,368 |
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Total Interest Expense | 247 |
| Total Deposits | 119,330 |
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Total NonInterest Expense | 2,743 |
| Net Loans & Leases | 78,422 |
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Net Income | (867) |
| Loan Loss Allowance | 1,328 |
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Net Charge Offs | 80 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 16,735 |
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Total loans | 80,876 |
| Total assets for the leverage ratio | 130,421 |
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Loans secured by real estate: | 57,269 |
| Tier 1 Leverage Ratio | 12.14 |
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Commercial and industrial loans | 7,406 |
| Tier 1 Capital Ratio | 21.92 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.18 |
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Loans to individuals - Other | 11,953 |
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