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 State Bank of Cold Spring
State Bank of Cold Spring
| RSSD ID 116358 | CERTIFICATE 12444 | ABA NUMBER 91904830 |
| 401 Main St |
Quarter Ended : |
2025-06-30 |
| Cold Spring, Minnesota, 56320 |
Updated : |
2025-07-23 |
| www.statebankcoldspring.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 83,087 |
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Total Interest Income | 1,785 |
| Total Liabilities | 76,066 |
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Total NonInterest Income | 163 |
| Total Bank Equity Capital | 7,021 |
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Total Interest Expense | 436 |
| Total Deposits | 75,872 |
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Total NonInterest Expense | 1,024 |
| Net Loans & Leases | 41,908 |
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Net Income | 463 |
| Loan Loss Allowance | 303 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 8,020 |
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Total loans | 43,409 |
| Total assets for the leverage ratio | 85,388 |
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Loans secured by real estate: | 36,917 |
| Tier 1 Leverage Ratio | 9.04 |
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Commercial and industrial loans | 1,433 |
| Tier 1 Capital Ratio | 20.47 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.27 |
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Loans to individuals - Other | 3,687 |
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:· State Bank of Cold Spring
