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 United Bank and Trust Company
United Bank and Trust Company
| RSSD ID 116741 | CERTIFICATE 14247 | ABA NUMBER 73918608 |
| 400 Central Ave E |
Quarter Ended : |
2025-03-31 |
| Hampton, Iowa, 50441 |
Updated : |
2025-04-28 |
| www.ubtc.net |
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| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 212,901 |
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Total Interest Income | 2,356 |
| Total Liabilities | 190,234 |
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Total NonInterest Income | 94 |
| Total Bank Equity Capital | 22,667 |
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Total Interest Expense | 885 |
| Total Deposits | 187,697 |
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Total NonInterest Expense | 837 |
| Net Loans & Leases | 112,615 |
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Net Income | 687 |
| Loan Loss Allowance | 1,690 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 111,249 |
| Total assets for the leverage ratio | 211,655 |
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Loans secured by real estate: | 67,009 |
| Tier 1 Leverage Ratio | 14.6 |
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Commercial and industrial loans | 8,134 |
| Off Balance Sheet Exposures (%) | 4.11 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,320 |
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:· United Bank and Trust Company
