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 Home Bank of California
Home Bank of California
| RSSD ID 118660 | CERTIFICATE 26271 | ABA NUMBER 322285480 |
| 4493 Ruffin Rd |
Quarter Ended : |
2025-03-31 |
| San Diego, California, 92123 |
Updated : |
2025-04-17 |
| https://www.hbc.bank |
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| Institution Profile |
| Year Opened : |
1981 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
21 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 253,791 |
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Total Interest Income | 4,496 |
| Total Liabilities | 224,107 |
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Total NonInterest Income | 78 |
| Total Bank Equity Capital | 29,684 |
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Total Interest Expense | 2,070 |
| Total Deposits | 204,583 |
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Total NonInterest Expense | 1,568 |
| Net Loans & Leases | 229,537 |
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Net Income | 903 |
| Loan Loss Allowance | 2,382 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 229,281 |
| Total assets for the leverage ratio | 248,720 |
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Loans secured by real estate: | 218,876 |
| Tier 1 Leverage Ratio | 11.93 |
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Commercial and industrial loans | 10,405 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 0 |
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:· Home Bank of California
