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 Home Bank of California
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Home Bank of California
| RSSD ID 118660 | CERTIFICATE 26271 | ABA NUMBER 322285480 |
| 4493 Ruffin Rd |
Quarter Ended : |
2026-03-31 |
| San Diego, California, 92123 |
Updated : |
2026-04-22 |
| https://www.hbc.bank |
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| Institution Profile |
| Year Opened : |
1981 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 254,901 |
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Total Interest Income | 4,623 |
| Total Liabilities | 225,050 |
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Total NonInterest Income | 47 |
| Total Bank Equity Capital | 29,851 |
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Total Interest Expense | 1,858 |
| Total Deposits | 193,199 |
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Total NonInterest Expense | 1,542 |
| Net Loans & Leases | 233,238 |
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Net Income | 1,226 |
| Loan Loss Allowance | 2,324 |
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Net Charge Offs | (3) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 230,563 |
| Total assets for the leverage ratio | 249,184 |
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Loans secured by real estate: | 219,649 |
| Tier 1 Leverage Ratio | 11.98 |
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Commercial and industrial loans | 10,914 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 0 |
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:· Home Bank of California
