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 Bank of Yazoo City
Bank of Yazoo City
| RSSD ID 118736 | CERTIFICATE 11431 | ABA NUMBER 65300790 |
| 104 N Main St |
Quarter Ended : |
2025-03-31 |
| Yazoo City, Mississippi, 39194 |
Updated : |
2025-04-30 |
| www.bankofyazoo.com |
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| Institution Profile |
| Year Opened : |
1876 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
42 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 321,140 |
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Total Interest Income | 3,073 |
| Total Liabilities | 290,476 |
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Total NonInterest Income | 579 |
| Total Bank Equity Capital | 30,664 |
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Total Interest Expense | 1,231 |
| Total Deposits | 288,335 |
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Total NonInterest Expense | 1,762 |
| Net Loans & Leases | 151,277 |
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Net Income | 496 |
| Loan Loss Allowance | 1,897 |
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Net Charge Offs | 17 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 152,807 |
| Total assets for the leverage ratio | 323,173 |
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Loans secured by real estate: | 120,172 |
| Tier 1 Leverage Ratio | 11.3 |
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Commercial and industrial loans | 20,747 |
| Off Balance Sheet Exposures (%) | 3.68 |
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Loans to individuals - Credit Cards | 617 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,922 |
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:· Bank of Yazoo City
