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 First Community Bank of Tennessee
First Community Bank of Tennessee
| RSSD ID 1188772 | CERTIFICATE 27211 | ABA NUMBER 64103671 |
| 207 Elm St |
Quarter Ended : |
2025-09-30 |
| Shelbyville, Tennessee, 37160 |
Updated : |
2025-10-27 |
| www.firstcommunitybanker.com |
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| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
520 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 807,085 |
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Total Interest Income | 44,075 |
| Total Liabilities | 719,669 |
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Total NonInterest Income | 52,623 |
| Total Bank Equity Capital | 86,983 |
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Total Interest Expense | 16,561 |
| Total Deposits | 621,031 |
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Total NonInterest Expense | 74,579 |
| Net Loans & Leases | 386,137 |
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Net Income | 4,283 |
| Loan Loss Allowance | 3,192 |
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Net Charge Offs | 21 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 95,934 |
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Total loans | 614,837 |
| Total assets for the leverage ratio | 826,234 |
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Loans secured by real estate: | 578,296 |
| Tier 1 Leverage Ratio | 11.18 |
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Commercial and industrial loans | 28,769 |
| Tier 1 Capital Ratio | 15.8 |
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Loans to individuals - Credit Cards | 935 |
| Total Capital Ratio | 16.41 |
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Loans to individuals - Other | 4,857 |
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:· First Community Bank of Tennessee
