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 Peoples Independent Bank
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Peoples Independent Bank
| RSSD ID 1188987 | CERTIFICATE 27233 | ABA NUMBER 62203942 |
| 121 Billy B. Dyar Boulevard |
Quarter Ended : |
2026-06-30 |
| Boaz, Alabama, 35957 |
Updated : |
2026-07-13 |
| www.pibonline.com |
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| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
78 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 485,680 |
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Total Interest Income | 12,266 |
| Total Liabilities | 444,799 |
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Total NonInterest Income | 1,103 |
| Total Bank Equity Capital | 40,881 |
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Total Interest Expense | 4,246 |
| Total Deposits | 441,337 |
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Total NonInterest Expense | 5,235 |
| Net Loans & Leases | 187,787 |
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Net Income | 3,854 |
| Loan Loss Allowance | 1,780 |
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Net Charge Offs | 34 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 46,992 |
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Total loans | 195,077 |
| Total assets for the leverage ratio | 478,707 |
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Loans secured by real estate: | 145,123 |
| Tier 1 Leverage Ratio | 9.41 |
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Commercial and industrial loans | 20,482 |
| Tier 1 Capital Ratio | 14.06 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.67 |
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Loans to individuals - Other | 5,582 |
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:· Peoples Independent Bank
