F & M BANKSHARES, INC. Financial Reports

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:· F & M BANKSHARES, INC.

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F & M BANKSHARES, INC.

Institution Profile

Year Opened :

1982

Institution Type :

Holding Company

Reserve District :

Chicago

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
Farmers & Merchants Bank & Trust	167,995	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	17,079	Total Operating Income	461
Total Liabilities	129	Total Operating Expenses	10
Total Equity Capital	16,950	Equity in Undistributed Income	423
		Net income (loss)	948

Miscellaneous
Cash Dividends Declared by Bank Holding Company	223
Total Consolidated Assets of Bank Holding Company	174,629

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury