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Farmers State Bank
Farmers State Bank
| RSSD ID 120953 | CERTIFICATE 1686 | ABA NUMBER 91409296 |
| 103 W Main St |
Quarter Ended : |
2025-09-30 |
| Parkston, South Dakota, 57366 |
Updated : |
2025-10-28 |
| www.fsbparkston.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 250,592 |
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Total Interest Income | 8,661 |
| Total Liabilities | 234,925 |
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Total NonInterest Income | 441 |
| Total Bank Equity Capital | 15,667 |
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Total Interest Expense | 3,439 |
| Total Deposits | 234,187 |
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Total NonInterest Expense | 4,092 |
| Net Loans & Leases | 131,545 |
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Net Income | 1,267 |
| Loan Loss Allowance | 1,367 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 131,629 |
| Total assets for the leverage ratio | 257,909 |
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Loans secured by real estate: | 69,323 |
| Tier 1 Leverage Ratio | 10.02 |
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Commercial and industrial loans | 14,419 |
| Off Balance Sheet Exposures (%) | 11.25 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,731 |
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