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 The Cleveland State Bank
The Cleveland State Bank
| RSSD ID 12142 | CERTIFICATE 12201 | ABA NUMBER 84202280 |
| 110 Commerce Ave |
Quarter Ended : |
2025-09-30 |
| Cleveland, Mississippi, 38732 |
Updated : |
2025-10-15 |
| www.clevelandstatebank.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
58 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 330,695 |
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Total Interest Income | 11,279 |
| Total Liabilities | 307,034 |
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Total NonInterest Income | 1,172 |
| Total Bank Equity Capital | 23,661 |
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Total Interest Expense | 3,285 |
| Total Deposits | 304,037 |
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Total NonInterest Expense | 5,918 |
| Net Loans & Leases | 169,706 |
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Net Income | 2,565 |
| Loan Loss Allowance | 2,239 |
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Net Charge Offs | 114 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 171,835 |
| Total assets for the leverage ratio | 324,497 |
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Loans secured by real estate: | 103,356 |
| Tier 1 Leverage Ratio | 11.46 |
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Commercial and industrial loans | 44,730 |
| Off Balance Sheet Exposures (%) | 0.7 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 16,553 |
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:· The Cleveland State Bank
