|
 |
 |
|
Synchrony Bank
Synchrony Bank
RSSD ID 1216022 | CERTIFICATE 27314 | ABA NUMBER 124085008 |
170 W Election Rd |
Quarter Ended : |
2025-03-31 |
Draper, Utah, 84020 |
Updated : |
2025-04-30 |
www.synchronybank.com |
|
Institution Profile |
Year Opened : |
1988 |
Institution Type : |
Savings bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
031 |
Foreign Offices : |
Yes |
|
Specialization : |
Credit-card Specialization |
Number of Offices : |
4 |
Number of Employees : |
10,323 |
|
|
|
|
|
Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
Total Assets | 114,809,000 |
|
Total Interest Income | 4,470,000 |
Total Liabilities | 100,503,000 |
|
Total NonInterest Income | 183,000 |
Total Bank Equity Capital | 14,306,000 |
|
Total Interest Expense | 1,033,000 |
Domestic Deposits | 86,092,000 |
|
Total NonInterest Expense | 1,265,000 |
Total Deposits | 86,092,000 |
|
Net Income | 615,000 |
Net Loans & Leases | 85,173,000 |
|
Net Charge Offs | 1,549,000 |
Loan Loss Allowance | 10,518,000 |
|
|
|
|
|
Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
Total capital | 15,627,000 |
|
Total loans | 97,001,000 |
Total assets for the leverage ratio | 112,479,000 |
|
Loans secured by real estate: | 36,000 |
Leverage ratio | 12.05 |
|
Commercial and industrial loans | 1,766,000 |
Tier 1 Capital Ratio | 14.01 |
|
Loans to individuals - Credit Cards | 89,242,000 |
Total Capital Ratio | 16.16 |
|
Loans to individuals - Other | 5,833,000 |
|
|
|
|