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Synchrony Bank
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Synchrony Bank
| RSSD ID 1216022 | CERTIFICATE 27314 | ABA NUMBER 124085008 |
| 170 W Election Rd |
Quarter Ended : |
2026-03-31 |
| Draper, Utah, 84020 |
Updated : |
2026-04-30 |
| www.synchronybank.com |
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| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
031 |
Foreign Offices : |
Yes |
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| Specialization : |
Credit-card Specialization |
| Number of Offices : |
2 |
Number of Employees : |
9,668 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 114,855,000 |
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Total Interest Income | 4,382,000 |
| Total Liabilities | 100,167,000 |
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Total NonInterest Income | 133,000 |
| Total Bank Equity Capital | 14,688,000 |
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Total Interest Expense | 897,000 |
| Domestic Deposits | 85,813,000 |
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Total NonInterest Expense | 1,330,000 |
| Total Deposits | 85,813,000 |
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Net Income | 743,000 |
| Net Loans & Leases | 86,421,000 |
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Net Charge Offs | 1,317,000 |
| Loan Loss Allowance | 10,175,000 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 15,944,000 |
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Total loans | 97,144,000 |
| Total assets for the leverage ratio | 112,475,000 |
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Loans secured by real estate: | 19,000 |
| Leverage ratio | 12.33 |
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Commercial and industrial loans | 1,784,000 |
| Tier 1 Capital Ratio | 14.22 |
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Loans to individuals - Credit Cards | 89,751,000 |
| Total Capital Ratio | 16.35 |
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Loans to individuals - Other | 5,464,000 |
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