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 Prairie State Bank and Trust
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Prairie State Bank and Trust
| RSSD ID 1222948 | CERTIFICATE 27362 | ABA NUMBER 71114763 |
| 3751 Wabash Ave |
Quarter Ended : |
2026-03-31 |
| Springfield, Illinois, 62711 |
Updated : |
2026-04-28 |
| www.psbank.net |
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| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
18 |
Number of Employees : |
131 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 806,409 |
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Total Interest Income | 9,590 |
| Total Liabilities | 706,773 |
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Total NonInterest Income | 811 |
| Total Bank Equity Capital | 99,636 |
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Total Interest Expense | 1,874 |
| Total Deposits | 700,492 |
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Total NonInterest Expense | 5,297 |
| Net Loans & Leases | 543,602 |
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Net Income | 2,894 |
| Loan Loss Allowance | 5,813 |
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Net Charge Offs | 121 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 554,018 |
| Total assets for the leverage ratio | 809,608 |
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Loans secured by real estate: | 461,382 |
| Tier 1 Leverage Ratio | 12.31 |
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Commercial and industrial loans | 62,390 |
| Off Balance Sheet Exposures (%) | 2.76 |
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Loans to individuals - Credit Cards | 296 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,782 |
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:· Prairie State Bank and Trust
