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 Champlain National Bank
Champlain National Bank
| RSSD ID 126012 | CERTIFICATE 7356 | ABA NUMBER 21310407 |
| 7558 Us Route 9 |
Quarter Ended : |
2025-03-31 |
| Elizabethtown, New York, 12932 |
Updated : |
2025-04-17 |
| www.champlainbank.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
65 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 496,551 |
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Total Interest Income | 5,353 |
| Total Liabilities | 466,799 |
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Total NonInterest Income | 510 |
| Total Bank Equity Capital | 29,752 |
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Total Interest Expense | 1,663 |
| Total Deposits | 451,724 |
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Total NonInterest Expense | 3,125 |
| Net Loans & Leases | 326,112 |
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Net Income | 771 |
| Loan Loss Allowance | 3,532 |
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Net Charge Offs | 51 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 326,375 |
| Total assets for the leverage ratio | 518,620 |
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Loans secured by real estate: | 261,739 |
| Tier 1 Leverage Ratio | 9.85 |
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Commercial and industrial loans | 19,913 |
| Off Balance Sheet Exposures (%) | 8.35 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 42,574 |
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:· Champlain National Bank
