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WAVE FEDERAL CREDIT UNION
WAVE FEDERAL CREDIT UNION
| RSSD ID 126197 | CHARTER 24501 |
| 480 GREENWICH AVE |
Quarter Ended : |
2025-12-31 |
| WARWICK, RI, 02886-1606 |
Agency Update : |
2026-01-28 |
| https://www.wavefcu.org |
| Institution Profile |
| Chartered : |
1938 |
Institution Type : |
Credit Union |
| Credit Union Type : |
Federal |
Federal Regulator : |
NCUA |
| Membership Type : |
Community credit union |
| Statistical Area (MSA) : |
Providence-Fall River-Warwick,RI-MA |
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| Number of Offices : |
0 |
| Current Members : |
6,849 |
Potential Members : |
1,600,000 |
| Full-time Employees : |
20 |
Part-time Employees : |
3 |
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| Financial Fast Facts |
| Balance Sheet |
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Income Statement (ytd) |
| Total Assets | 149,177,550 |
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Total Interest Income | 6,550,653 |
| Total Liabilities | 130,245,167 |
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Total NonInterest Income | 558,923 |
| Total Shares and Deposits | 129,656,334 |
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Total Interest Expense | 1,826,984 |
| Total Equity | 18,921,823 |
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Total NonInterest Expense | 4,435,846 |
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| PCA Net Worth |
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Loans & Leases |
| Total Net Worth | 18,921,823 |
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Total Number | 3,603 |
| Net Worth Ratio | 12.68 |
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Total Amount | 78,236,275 |
| Net Worth Classification | Well Capitalized |
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Total Delinquent(60+ Days) Number | 43 |
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Total Delinquent(60+ Days) Amount | 797,638 |
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