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Citizens Bank
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Citizens Bank
| RSSD ID 126834 | CERTIFICATE 893 | ABA NUMBER 64107729 |
| 407 Main St N |
Quarter Ended : |
2026-03-31 |
| Carthage, Tennessee, 37030 |
Updated : |
2026-04-24 |
| www.citzcar.com |
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| Institution Profile |
| Year Opened : |
1929 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
69 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 834,392 |
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Total Interest Income | 11,165 |
| Total Liabilities | 730,061 |
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Total NonInterest Income | 394 |
| Total Bank Equity Capital | 104,331 |
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Total Interest Expense | 3,904 |
| Total Deposits | 724,408 |
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Total NonInterest Expense | 2,168 |
| Net Loans & Leases | 448,300 |
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Net Income | 4,232 |
| Loan Loss Allowance | 5,578 |
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Net Charge Offs | 14 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 454,022 |
| Total assets for the leverage ratio | 858,721 |
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Loans secured by real estate: | 379,005 |
| Tier 1 Leverage Ratio | 15.89 |
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Commercial and industrial loans | 45,073 |
| Off Balance Sheet Exposures (%) | 7.78 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 29,944 |
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