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 Western National Bank
Western National Bank
| RSSD ID 127055 | CERTIFICATE 5131 | ABA NUMBER 91900067 |
| 201 N Central Ave |
Quarter Ended : |
2025-06-30 |
| Duluth, Minnesota, 55807 |
Updated : |
2025-08-11 |
| www.wbduluth.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 124,876 |
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Total Interest Income | 3,043 |
| Total Liabilities | 110,417 |
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Total NonInterest Income | 488 |
| Total Bank Equity Capital | 14,459 |
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Total Interest Expense | 832 |
| Total Deposits | 103,616 |
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Total NonInterest Expense | 2,250 |
| Net Loans & Leases | 78,557 |
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Net Income | 449 |
| Loan Loss Allowance | 738 |
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Net Charge Offs | 57 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 12,381 |
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Total loans | 77,111 |
| Total assets for the leverage ratio | 118,353 |
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Loans secured by real estate: | 60,942 |
| Tier 1 Leverage Ratio | 9.84 |
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Commercial and industrial loans | 6,152 |
| Tier 1 Capital Ratio | 14.55 |
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Loans to individuals - Credit Cards | 898 |
| Total Capital Ratio | 15.47 |
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Loans to individuals - Other | 1,815 |
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:· Western National Bank
